Thursday, March 6, 2008


My loan commitment date is tomorrow. My bank guy says that we'll have it by then, but still, I'm nervous. I've been terrified to use my credit cards over the past month, afraid that if I change and debt to credit ratio it might do something horrendous and cause my loan offer to be retracted. I know this isn't the case, but still, I'll feel SO much better after tommorrow, when I know that we for sure have our loan. Then, 1 week from tomorrow I'll be a first-time homeowner!!! So excited!